The RAND Health Insurance Experiment, three decades later.

The Health Insurance Experiment: A Classic RAND Study Speaks to the Current Health Care Reform Debate | RAND

Key findings After decades of evolution and experiment, the U.S. health care system has yet to solve a fundamental challenge: delivering quality health care to all Americans at an affordable price. In the coming years, new solutions will be explored and older ideas revisited. One idea that has returned to prominence is cost sharing, which involves shifting a greater share of health care expense...

The Role of Consumer Copayments for Health Care: Lessons from the RAND Health Insurance Experiment and Beyond - Report

The income transfer effect, the access value of insurance and the Rand health insurance experiment.

Åke Blomqvist (2001) raises the issue of relevance in his review of my two papers (Nyman, 1999a,b). He agrees that because of the skewed distribution in health expenditures (which concentrates most of income transfers from health insurance in the hands of those few who become ill), income transfers explain a large portion of the additional consumption due to becoming insured. Nevertheless, he a...

Consumer-directed health plans and the RAND Health Insurance Experiment.

Today's consumer-directed health plans, with their high deductibles, bear a strong resemblance to the high-deductible plan of the RAND Health Insurance Experiment (HIE), although they come into a post-managed-care world. The high deductibles and the tools of managed care should complement each other, the former directed primarily at the initiation of care for an episode of illness and the latte...

The Health Insurance Experiment: A Classic RAND Study Speaks to the Current Health Care Reform Debate

s of all RAND Health publications and full text of many research documents can be found on the RAND Health web site at www.rand.org/health. The RAND Corporation is a nonprofi t research organization providing objective analysis and effective solutions that address the challenges facing the public and private sectors around the world. RAND’s publications do not necessarily refl ect the opinions ...